“There can be no failure to a man who has not lost his courage, his character, his self-respect, or his self-confidence. He is still a King.” — Orison Swett Marden

A lot can be said for the person who is has not lost his courage, even if he is afraid.  You can have both at the same time, just don’t let the one out do the other.  As for character, that will be what others talk about when they speak of you either behind your back or at your funeral.