Tag: health-insurance

What podcasts are you listening to?

What podcasts are you listening to?

P1 with Matt and Tommy, Late Breaking F1, Things Unseen – Sinclair Ferguson, Wisdom for the Heart – Stephen Davey, The Move – Lance Armstrong, Cycling podcast, Wicked Smart Golf, The Race F1 podcast, History extra, We we have ways of making you talk, James Allen, Bring back V10’s, Dr. Hyman podcast, Stay off my operating table – Philip Ovaida, Jefferson Fisher, The rest is his story, The Red Pilled America, Missed Apex F1, The Chequered flag, Parc Fermé, Sharyl Attkisson.

I started out watching 24Cast. I loved Jack Bauer saving the day. I was heavily into martial arts at the time, and Jack was ex-Delta Force. It quickly went to F1 and Christian sermons that were meaningful to me.

I used to listen to the Marvel and Star Wars podcasts, but those shows went woke, so I lost interest. Agents of S.H.I.E.L.D. ended so that took care of itself.

I miss F1 Misfits though. It was 2 Aussies with a sense of humor which used to kill me. They just went away. I listened to almost 1000 episodes of F1Weekly, but Clark lost the passion and just goes through the motions so I stopped.

I go in and out depending on what my interests are, but I can fall asleep to any of them.

Tired Of Obamacare Yet? You’re Really Going To Be Pissed Off Now

What about this plan that they told Americans wasn’t a lie? Bet they told Congress and the Insurance companies to start the kickbacks because the money floodgates are open for good.

Medical care costs are surging already. A big leap is coming.

Health Care Shock Coming

The Wall Street Journal reports Obamacare Insurers Seek Double-Digit Premium Hikes Next Year

If you buy your own health insurance, you are probably going to pay more next year—a lot more.

Insurers are seeking hefty 2026 rate increases for Affordable Care Act marketplace plans, the coverage known as Obamacare. Blue Cross & Blue Shield of Illinois wants a 27% hike, while its sister Blue Cross plan in Texas is asking for 21%. The largest ACA plans in Washington state, Georgia and Rhode Island are all looking for premiums to surge more than 20%.

The companies say the big increases are needed because of higher healthcare costs and changing federal policy, including cuts to subsidies that help consumers pay for plans. The higher premiums would come after years of enrollment growth and mostly single-digit rate increases in the Obamacare market, where individuals and families buy insurance for themselves. About 24 million people have ACA plans.

At the request of The Wall Street Journal, the health-research nonprofit KFF analyzed the rate requests for the largest ACA plans by enrollment in 17 states where the insurers’ filings have already become public, as well as the District of Columbia. They showed that some of the biggest national ACA players, including Centene and Elevance Health, are seeking double-digit increases in several states. The Blue Cross & Blue Shield plans of Texas and Illinois are both owned by Health Care Service, a giant nonprofit.

Most Obamacare enrollees’ monthly insurance bills will go up substantially next year because of reductions in federal subsidies that help pay for their coverage. Enhanced payments passed by Congress in 2021 will lapse at the end of December. The drop-off in subsidies is both helping to drive higher premiums and making it harder for many consumers to pay them.

Some people “are going to be hit with this double whammy” of bigger monthly insurance bills and losing the subsidy that blunts their cost, said Cynthia Cox, a vice president at KFF.

In rate filings, some insurers said tariffs could add to the cost of drugs and medical supplies.

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How (And Why) Obamacare Is Killing People

To begin with, it’s a Marxist idea and very few ideologies in history have killed more people than Marxism.

Specifically, this is what is happening.

I’m old enough to remember when health insurance was affordable. It wasn’t all that long ago; it was before Obamacare passed. Despite being officially called the Affordable Care Act, nothing about it has made health insurance more affordable. The question is, for the higher premiums and larger deductibles we have, are we even getting better coverage? The answer, which shouldn’t shock you, is a big fat “no.”

That’s right, despite paying more, you are also getting less. Health insurance denials and delays have hit record highs, and while many point the finger at insurance companies, accusing them of prioritizing profits over care, they’re not to blame. As Betsy McCaughey points out, the real culprits are the politicians who sold us Obamacare on a pile of lies.

“In 2013, before Affordable Care Act regulations kicked in, insurers denied roughly 1.5% of claims, according to the American Medical Association,” McCaughey points out. “But under ACA rules, denials increased tenfold. Now nearly 15% of claims are denied,” and some insurers are denying a third or more of claims.

Doctors and patients aren’t just battling denials — they’re also tangled in a bureaucratic nightmare of preauthorizations. As McCaughey notes, these delays force doctors to get insurer approval before providing care. And here’s the kicker: the person giving the green light is often unqualified to make those decisions. The AMA warns that an OB-GYN might be the one overriding your neurosurgeon’s recommended treatment.

And the consequences can be deadly. 

McCaughey cites the example of a doctor who had a patient with metastatic breast cancer who needed a specific drug combination. But thanks to prior authorization delays, she had to settle for standard chemotherapy, which failed, and the patient died.

Obamacare is killing people.

It’s not just anecdotes. A House Committee on Energy and Commerce investigation found that Cigna overturned 80% of its Medicare Advantage preapproval denials upon appeal, proving that legitimate care is being withheld. And, as McCaughey reports, Cigna’s algorithm, PxDx, denies authorizations in bulk without considering individual cases.

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If you like your doctor, you can keep your doctor. If you like your plan, you can keep your plan. That and everything else that came out of his mouth was an effing lie.