Great Sayings With Meaning, and Some Trivia Also

“Not everything that counts can be counted, and not everything that can be counted counts.” (Sign hanging in Einstein’s office at Princeton)

“Inaction breeds doubt and fear. Action breeds confidence and courage. If you want to conquer fear, do not sit home and think about it. Go out and get busy.” – Dale Carnegie

Robert Frost – “In three words I can sum up everything I’ve learned about life: it goes on.”

arrêtez de ramer, tu attaques la falaise. (You can stop rowing now, you’re on the beach)

It is easy to lose one’s perspective in a mass of details. – Bible Study Fellowship

Failure is but a paragraph in the book of each human life. It is the pages that follow that ultimately define us

Laurence J. Peter – “An economist is an expert who will know tomorrow why the things he predicted yesterday didn’t happen today.”

“Racing is Life.  Everything before and after is just waiting.” Steve McQueen from the movie LeMans

Albert Einstein open original article “Only two things are infinite, the universe and human stupidity, and I’m not sure about the former

Joseph Heller -“The enemy is anybody who’s going to get you killed, no matter which side he’s on.”

Sidney J. Harris – “A cynic is not merely one who reads bitter lessons from the past, he is one who is prematurely disappointed in the future.”

Abba Eban-“History teaches us that men and nations behave wisely once they have exhausted all other alternatives.”

When you win, say nothing, when you lose, say less. -Paul Brown

You have to expect things of yourself before you can do them. -Michael Jordan

Every game is an opportunity to measure yourself against your own potential. -Bud Wilkinson

Excellence is not a singular act but a habit. You are what you do repeatedly. -Shaquille O’Neal

“Socialism is a philosophy of failure, the creed of ignorance, and the gospel of envy, its inherent virtue is the equal sharing of misery.” Winston Churchill, as quoted in The New American Newspeak Dictionary (2005) by Adrian Krieg, p. 96

 Rudeness is a weak person’s imitation of strength

Oscar Wilde

“What is a cynic? A man who knows the price of everything and the value of nothing.”

Losers quit when they’re tired. Winners quit when they’ve won

370H-SSV-0773H  – read upside down

I returned, and saw under the sun, that the race [is] not to the swift, nor the battle to the strong, neither yet bread to the wise, nor yet riches to men of understanding, nor yet favour to men of skill; but time and chance happeneth to them all.

For man also knoweth not his time: as the fishes that are taken in an evil net, and as the birds that are caught in the snare; so [are] the sons of men snared in an evil time, when it falleth suddenly upon them.– Ecclesiastes 9:11,12 —

“Meetings are indispensable when you don’t want to do anything.”  – John Kenneth Galbraith

If guns kill people, then pens misspell words, cars make people drive drunk, forks make you fat, and TVs make you watch porn.

Listen to people.  If they are worth talking to, they are worth listening to first.

You can’t change what happens to you in life.  All you can change is how you deal with it.

I think I’m emotionally constipated because I haven’t given a Rats Rump in days.

Liberalism: Moochers electing looters to steal from producers

Political Correctness –  A term used by whiny wussies that need stuff sugar coated

“The difference between stupidity and genius is that genius has its limits.” -Albert Einstein

“I like to see a man proud of the place in which he lives. I like to see a man live so that his place will be proud of him.” Abraham Lincoln

  • “This nation will remain the land of the free only so long as it is the home of the brave.” Elmer Davis
  • “Let every nation know, whether it wishes us well or ill, that we shall pay any price, bear any burden, meet any hardship, support any friend, oppose any foe, to assure the survival and success of liberty.”  John F. Kennedy
  • “Sure I wave the American flag. Do you know a better flag to wave? Sure I love my country with all her faults. I’m not ashamed of that, never have been, never will be.”  John Wayne
  • “We must always remember that America is a great nation today not because of what government did for people but because of what people did for themselves and for one another.” Richard Nixon
  • “There is no limit to the greatness of America!” George W. Bush
  • “Liberals become indignant when you question their patriotism, but simultaneously work overtime to give terrorists a cushion for the next attack and laugh at dumb Americans who love their country and hate the enemy.” Ann Coulter
  • “I only regret that I have but one life to lose for my country.” Nathan Hale
  • “Patriotism is not short, frenzied outbursts of emotion, but the tranquil and steady dedication of a lifetime.” Adlai E. Stevenson
  • “One, if you attack my integrity, I will defend myself. If you attack my patriotism, I will defend myself. If you come after my family, I will counter-attack viciously, I will destroy you.” Scott Ritter
  • “The American patriots of today continue the tradition of the long line of patriots before them, by helping to promote liberty and freedom around the world.” John Linder
  • “Patriotism is easy to understand in America. It means looking out for yourself by looking out for your country.” Calvin Coolidge
  • “This country will not be a good place for any of us to live in unless we make it a good place for all of us to live in.” Theodore Roosevelt
  • “You cannot spill a drop of American blood without spilling the blood of the whole world…. We are not a nation, so much as a world.” Herman Melville

A great civilization is not conquered from without until it has destroyed itself from within – Ariel Durant

“Blessed is the man who, having nothing to say, abstains from giving wordy evidence of the fact.”  – George Eliot

But isn’t it always that way with liberals? The only time they seem to make any sense at all is when they’re drunk or you are.

-Burt Prelutsky

Ya gotta be tough if your gonna be stupid.

“Political correctness is a doctrine, fostered by a delusional, illogical minority, and rapidly promoted by mainstream media, which holds forth the proposition that it is entirely possible to pick up a piece of crap by the clean end.”


Laurence J. Peteropen

“Against logic there is no armor like ignorance.”

“Never judge a book by its movie.”

“Liberals are very broadminded: they are always willing to give careful consideration to both sides of the same side.”

The fear of the Lord is the beginning of Wisdom
If the phone doesn’t ring, it’s me – Jimmy Buffett
The strongest reason for the people to retain the right to keep and bear arms is, as a last resort, to protect themselves against tyranny in government.” – Thomas Jefferson
Pain is only temporary, victory is forever -Jeremy H. WinningLaurence J. Peter – “Competence, like truth, beauty and contact lenses, is in the eye of the beholder.”

Ronald Reagan – “The government’s view of the economy could be summed up in a few short phrases: If it moves, tax it. If it keeps moving, regulate it. And if it stops moving, subsidize it.”

Douglas Adams – “Human beings, who are almost unique in having the ability to learn from the experience of others, are also remarkable for their apparent disinclination to do so.”

Ronald Reagan – “The nine most terrifying words in the English language are, ‘I’m from the government and I’m here to help.'”

Mark Twain – “Suppose you were an idiot and suppose you were a member of Congress. But I repeat myself.”

Frank Zappa – “Communism doesn’t work because people like to own stuff.”

Peter Drucker – “So much of what we call management consists in making it difficult for people to work.”

Michael Crichton – “Whenever you hear the consensus of scientists agrees on something or other, reach for your wallet, because you’re being had.”

Thomas Sowell – “Much of the social history of the Western world over the past three decades has involved replacing what worked with what sounded good.”

Vince Lombardi – “If winning isn’t everything, why do they keep score?”

Ronald Reagan – “Politics is supposed to be the second oldest profession. I have come to realize that it bears a very close resemblance to the first.”

“Thanking Obama for killing Osama bin Laden is like going into McDonald’s and thanking Clown Ronald McDonald for the hamburger. The person cooking the burger should get the credit, not the Clown. It was the intelligence gained by the previous administration that found him.”

And you sir are weak! Unwilling and unable to look evil in the eye and deal with it!  – Jack Bauer

“If one does not fail at times, then one has not challenged himself.” -Ferdinand Porsche

Improving Your Credit Score, Continuing Personal Financial Principles

 

This came from Christian Personal Finance, but is in my theme of taking control of your personal finances and helping yourself to use your money wisely and understand successful financial principles.  These days you need to take control of your economic situation and not rely on the government to take care of you as they will take your money in taxes at any chance they can.

If your credit score has fallen recently, due to a missed payment or two, or perhaps you have too much credit outstanding, there are some simple ways you can improve on your credit score that will get it back on the right track. Doing a combination of several of these could see your credit score rise significantly in just the next few months – and that goes for your credit score at each credit repository.

If you’d like to check your credit score,
click to get your credit score for free.

1. Pay your bills on time from now on.

This may sound beyond obvious, but if you have any late payments in the past year or two, they’re having a disproportionately negative impact on your credit score. You can’t fix this overnight, but the best strategy going forward is to make sure that it doesn’t happen again.

One of the more fortunate aspects of credit scores is that the older negative information gets, the less impact it has. This is why it is so critical that you put any negative credit situations into your past as soon as possible. If you have a late payment that you made three months ago, you may not be able to do anything about that now, but if you make your payments on time for the next nine months, you’ll put that late payment one year into your past. By then, your credit scores should once again begin to rise. But this will happen only if there are no delinquencies in the future.

2. Take a time out on credit.

The credit scoring models favor older, established debt. Conversely, they take a dimmer view of new debt. For this reason, if you’re looking to improve your credit scores, it will help to avoid applying for and accepting new loans. This will be even more important if you have taken a new loan or two in the very recent past.

This will help your credit scores on two fronts. First, any time you apply for credit, your credit report will show a credit inquiry. While credit inquiries do not have a big impact on your credit score, the one they have is definitely negative. If you apply for credit with several lenders over a space of one or two months, the combined impact could be more significant. By not applying for new credit, you will not be adding new inquiries to your credit report.

The second of course is that any time you take a new loan, you receive a negative hit on your credit reports because of the lack of payment experience. You’ll avoid this hit by not taking any new loans.

3. Pay off small balance accounts.

Another factor the credit scoring models consider is the number of loans you have outstanding. In general, a person with three outstanding loans will have a better credit score that someone who has ten outstanding loans.

For this reason, you might want to pay off some of your loans starting with the smallest. If you have seven loans outstanding, and you can pay off three of them with combined balances of $1,000, you will have reduced the number of loans with outstanding balances down to four.

While this may not cause your credit scores to rise by a hundred points, it could cause a smaller increase but one that will happen pretty quickly. This is one of the best ways to get upside action on your credit scores in short order.

4. Pay down a few debts.

This one is big time, and is usually referred to as credit utilization. The credit repositories measure the percentage of outstanding debt against your amount of available credit. If you have $15,000 in outstanding balances on open credit lines of $20,000, your credit utilization is 75% (or $15,000 divided by $20,000).

For comparison sake, credit repositories generally consider a credit utilization of 80% or greater to be a negative. Less than 80% is considered a positive. It is of course a matter of degree; the lower the credit utilization, the more positive the impact on your credit scores. The higher the credit utilization, the greater the negative impact will be.

Credit utilization is considered one of the best predictors of debtor default. This is why it carries such a heavy impact on your credit scores. And even if your credit scores are good despite a high credit utilization, a lender may still make a decision not to extend a loan to you.

In order to improve on this critical metric it is important that you pay your loans down to a level in which they will be at least below 80% of available credit. You should try to get each loan account down below this percentage, as well as for the combination of all of your loan accounts. This is another strategy that can improve your credit scores pretty quickly – by lowering your credit utilization, you lower your risk of default according to the credit scoring models.

5. Check your credit report for errors.

You should review your credit report at least annually to look for errors. Many contain errors that have a negative impact on your credit scores. For example, you could have loan accounts included in your credit report that are not yours. This will increase the amount of debt that you’re carrying, and lower your credit scores.

Worse is if you have derogatory credit that is either not yours, or is reported in error. Unfortunately, when you have derogatory credit, the responsibility to clear it up rests completely upon you – even if the entry is in error. You’ll have to contact the creditor to ask them to correct the information reported. Usually, in order to do that, you’ll have to present some sort of tangible evidence that what the creditor reported was in fact an error. If you don’t have this evidence, the creditor will probably not remove the information.

Once any errors are corrected, you’ll have to specifically request that the creditor remove the derogatory information from your credit report. You should also obtain written confirmation that the entry was an error from the creditor. Just in case the creditor doesn’t get around to reporting the corrected information to the credit repositories, you will then have written evidence to do it yourself.

6. Pay off any collections, charge-offs or other past due amounts.

If you have any outstanding obligations – even if they’re well in the past – they will still be having a negative affect on your credit scores as long as they are showing up in your credit report. Make arrangements to pay them off, and make sure that you get a letter of confirmation from the creditor. The creditor should report this information to the credit repositories, but once again, if they don’t you will have to do it yourself.

Never assume that outstanding balances don’t matter because they’re five or six years old. Paying them off is another way to provide a quick lift to your credit scores, especially if you’re paying off more than one.

Take as many of these steps as you can, and you should be able improve all of your credit scores in just a few months, if not sooner.

If you need additional help improving your credit score you can hire a credit repair company like CreditRepair.com or Lexington Law.

 

Signs That Show You’ve Grown Up

Your potted plants are alive. And you can’t smoke a one of them.
Having sex in a twin-sized bed is absurd.
You keep more food than beer in the fridge.
6:00 AM is when you get up, not when you go to sleep.
You hear your favorite song on an elevator.
You carry an umbrella. You watch the Weather Channel.
Your friends marry and divorce instead of hookup and breakup.
You go from 130 days of vacation time to 7.
Jeans and a sweater no longer qualify as ‘dressed up.’
You’re the one calling the police because those darn kids next door don’t know how to turn down the stereo.
Older relatives feel comfortable telling sex jokes around you.
You don’t know what time Taco Bell closes anymore.
Your car insurance goes down and your car payments go up.
You feed your dog Science Diet instead of McDonald’s.
Sleeping on the couch makes your back hurt.
You no longer take naps from noon to 6 p.m.
Dinner and a movie = The whole date instead of the beginning of one.
Eating a basket of chicken wings at 3 a.m. would severely upset, rather than settle, your stomach.
You go to the drugstore for Ibuprofen and antacids, not condoms and pregnancy test kits.
A $4.00 bottle of wine is no longer ‘pretty good stuff.’
You actually eat breakfast foods at breakfast time.
“I just can’t drink the way I used to,” replaces “I’m never going to drink that much again.”
Over 90% of the time you spend in front of a computer is for real work.
You don’t drink at home to save money before going to a bar.

Sequester Stories

A man stopped at a local gas station and after filling his tank, he paid the bill and bought a soft drink. He stood by his car to drink his cola and watched a couple of men working along the roadside.

One man would dig a hole two feet deep and then move on. The other man came along behind him and filled in the hole. While one was digging a new hole, the other was 25 feet behind filling in the previous hole. The men worked right past the guy with the soft drink and went on down the road.

“I can’t stand this,” said the man, tossing the can into a trash container and heading down the road toward the men. “Hold it, hold it,” he said to the men. “Can you tell me what’s going on here with all this digging and refilling?”

“Well, we work for the government, and we’re just doing our job,” one of the men said. “But one of you is digging a hole and the other fills it up. You’re not accomplishing anything. Aren’t you just wasting the taxpayers’ money?”

“You don’t understand, mister,” one of the men said, leaning on his shovel and wiping his brow. “Normally there’s three of us: me, Elmer and Leroy.  I dig the hole, Elmer sticks in a tree, and Leroy here puts the dirt back. But Elmer’s job’s been cut on account of the sequester… so now it’s just me an’ Leroy workin,'”

The Fastest Man With a Gun Draw Ever

AN EX-FBI AGENT WHO WAS SUPPOSEDLY TIMED IN
LESS THAN 3/100’S OF A SECOND.
THIS GUY COULD SHOOT YOU EVEN IF YOU WERE HOLDING A GUN ON HIM,
YOUR REACTION WOULD NOT BE FAST ENOUGH TO PULL TRIGGER.

NO – I MEAN YOU COULD START PULLING THE TRIGGER AS FAST AS POSSIBLE
WITH HIS GUN STILL IN THE HOLSTER AND YOU WOULD LOSE.

IMPRESSIVE STUFF

Watch the movie here, it’s unbelievable